William Hammond is the efficient and popular cashier of the Farmers Savings Bank at Colesburg and is accounted one of the enterprising business men of the town. He was born in Clayton county, this state, on the 14th of August, 1882, a son of J. H. and Ella (Barnhardt) Hammond, natives of Pennsylvania and Clayton county, Iowa, respectively. The father came to this state in the early '50s and settled upon a farm in Clayton county, where he resided until his death. His widow survives and now makes her home in Colesburg. Two children were born to them: Charles, deceased; and William, the subject of this review.
   The last named remained at home until he attained his majority. His parents recognized the great value of a liberal education and he attended college. After starting out in life for himself he rented the homestead for four years and then removed to Colesburg, entering the Farmers Savings Bank as assistant cashier. He proved capable of readily mastering the larger problems of banking as well as the details of daily routine and was subsequently promoted to the position of cashier, which he holds at the present time. No small part of the credit for the prosperous condition of the bank is due to his vigilance and sound judgment in financial affairs.
    In 1903 Mr. Hammond was united in marriage to Miss Edith L. Smith, also a native of Clayton county, Iowa, and a daughter of Wilber and Martha (Walker) Smith, who were natives of Canada and New York state respectively. Many years ago they came west and settled in Iowa, where both passed away. In their family were three children, all of whom survive. Mrs. Hammond is a member in good standing of the United Brethren church and takes an active part in the work of the various organizations affiliated with the church.
    Mr. Hammond is a democrat and is now ably serving as township clerk. Fraternally he belongs to Constellation Lodge, No. 67, A. F. & A. M., of Colesburg, and Colony Lodge, No. 50, I. O. O. P., and in the latter has filled all of the chairs. He owns one hundred and sixty acres of land in South Dakota and a half interest in one hundred and twenty acres in Clayton county, Iowa, deriving a gratifying addition to his income from these lands. He thoroughly understands business conditions, is possessed of initiative and executive ability, and his friends predict for him still greater achievement in the future, while his affability coupled with his known integrity of character insure his personal popularity.